Payments UK is the UK’s National Adherence Support Organisation (NASO), which means we help UK-based payment service providers with their applications to join the European Payments Council’s SEPA Credit Transfer Scheme and the SEPA Direct Debit Schemes. Any institution that meets the appropriate criteria outlined in the SEPA Scheme rulebooks can apply to become a SEPA Scheme participant.

You’ll find SEPA Credit Transfer and Direct Debit Adherence packs, including a guide to the adherence process, FAQs, copies of the Scheme rulebooks and other useful documents via the links below.

The European Payments Council’s website also provides access to lists of Registered Participants in the Schemes , which are periodically updated.

If you are a UK PSP and have any questions about the SEPA Scheme adherence process, email us at: