Clearing cheques via a ‘cheque imaging’ process means images of cheques are exchanged between the relevant banks and building societies. As a result, paper cheques don’t need to be physically moved around the country and the cheque clearing process can be speeded up. 

Introducing cheque imaging in the UK requires a legislative change, which has been incorporated within the Small Business, Enterprise and Employment Bill. The approved Bill received Royal Assent on 26 March 2015, and the enabling legislation comes into force on 31 July 2016.

This legislative development enables the Cheque and Credit Clearing Company to work on agreeing an implementation plan with all relevant parties, to make industry-wide cheque imaging in the UK a reality.

Payments UK will support the industry and the Cheque and Credit Clearing Company to make sure the delivery of cheque imaging is successful, accessible and timely and as many customers as possible, along with new and existing banks both big and small, can enjoy its benefits.

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